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We Cover
Expenses incurred by the insured for hospitalisation for illness / diseases or injury sustained (domiciliary hospitalisation also payable as per policy). These include Hospital charges ( Room Boarding & Operation theatre ) fees for surgeon Anaesthetist Nursing specialist etc. diagnostic tests cost of medicines blood oxygen etc. cost of appliances like pacemaker artificial limbs etc.
Who can be Insured ?
Any person in the age group of 5 to 75 years Children between 3 months and 5 years can be covered only along with parent/s.
♦Institutions ( Government or Private ) for their employees
♦Clubs / association for their members in the said age group.
♦Group schemes for homogenous groups of more than 50 persons.
Insured against what risk ?
Illness / disease accidental injury sustained leading to one or more of class of expenses listed above.
Other Benefits
Domiciliary hospitalisation benefits can be excluded under group mediclaim policy and a premium discount can be availed.
Exemption under income tax (80D of Income Tax Act) for Premium paid by cheque.
A discount of 10% of total premium for coverage of family under a single policy.